Are you under 35 and looking to buy your primary residence? Do you have children in your care? your income does not exceed 37,800 € gross per year? If you can answer “yes” to two of these three questions, this information is of interest to you.

The Government has approved a State guarantee for the sale and purchase of housing that will be in force until December 31, 2025, with the possibility of being extended for two more years. Endowed with 2.5 billion euros, this guarantee, which is neither a subsidy nor a non-refundable aid, will enable buyers to access more favorable financing for the purchase of their primary residence.

Pending the signing of the corresponding agreements, when it definitively enters into force, the State guarantee will cover up to 25% of the value of the property if the Energy Efficiency Certificate (CEE) is rated D or higher, and 20% if it is lower. In addition, this amount will increase slightly for each child dependent on the buyer, totaling €2,520 gross per year for each of them. In the event that the home is purchased by two people, the income limit will be doubled, i.e., a maximum of €75,600 gross per year between the two members of the couple, plus the aforementioned €2,520 gross per year for each dependent child. In the case of single-parent families, the limit may be increased by an additional 70%.

The aim is to facilitate access to purchase for those people who do not comply with the “standard conditions” that banks have been requesting for the granting of mortgage loans: savings of 20% of the value of the property, plus the corresponding expenses. With the entry into force of these guarantees, it will no longer be necessary to have such high savings to be able to buy your home.

It is important to bear in mind that there will be a maximum limit on the price or appraisal of housing that has yet to be determined and that will not be the same for all the Autonomous Communities. The term of the guarantee granted by the Government will be for a maximum of 10 years, regardless of the loan repayment period and whether or not there is a grace period. This endorsement by the State is a great opportunity for buyers who meet the established requirements.

At HogarAbitat, we are committed to our clients and we will make sure you know all the options available to help you find your ideal home. Do not hesitate to contact our partners for more information.

La entrada ICO guarantees for home purchase and sale: A GREAT Opportunity se publicó primero en El Blog de HogarAbitat.

Las Fallas is a grand display of art, music, fireworks and festivities that attract visitors from all over the world. This cultural and festive attraction may increase interest in living in Valencia or purchasing a property in the city. Especially in the neighborhoods where the most popular Fallas are celebrated, properties can acquire additional value due to the proximity to these festivities.

To understand the importance of these festivities, a recent study by the University of Valencia has estimated the impact of the Fallas in the city of Valencia at 6,500 jobs and 732 million euros, to which must be added the impact generated in hundreds of towns in the Valencian Community!

Boost in Tourist Rentals

During these dates, the demand for tourist rentals skyrockets. Many visitors are looking for accommodation close to the main events, which can be an excellent opportunity for owners. Tourist apartments in Valencia may see a significant increase in revenues during this period.

Investment Potential

Fallas can also present opportunities for real estate investors. Properties in the areas where the Fallas are held can offer a high yield, especially if rented for tourist use. In addition, the international popularity of this festival and the cultural appeal of Valencia may contribute to a steady growth in property prices over the long term.

The Importance of Planning

While the Failures may offer opportunities, it is also essential to consider the challenges. During the holidays, some areas may be noisy and crowded, which may not be to the liking of all tenants or buyers. At HogarAbitat, we can help you plan and find the property that best suits your needs and goals.

In conclusion, the Fallas of Valencia have a significant impact on the real estate sector. Whether you are looking to buy, sell or invest in property, at HogarAbitat we are here to help you navigate the real estate market, with all its opportunities and challenges. Contact us today and find out how we can help you get the most out of your investment.

La entrada The Fallas of Valencia and its Impact on the Real Estate Market se publicó primero en El Blog de HogarAbitat.

Renderings are digital representations of a property. These computer-generated images allow buyers to visualize how a house or apartment would look with different decorating styles and configurations. An original house can be shown as it would look after renovation, an empty apartment can be furnished and decorated digitally. Renderings can show everything from the layout of an empty space to a fully furnished and decorated room, giving buyers a clearer view of the property’s potential.

Advantages of Renders for real estate sales

Virtual decoration has several advantages that can help speed up the sales process:

1. Visual appeal: A well-done rendering can be incredibly attractive, piquing the interest of buyers and motivating them to explore the property further.
2. Flexibility: With renderings, you can show different décor and design options, allowing buyers to see how they could customize the space to suit their tastes.
3. Saving time and money: Instead of spending on a renovation or on real furniture and decoration for an empty house, you can use renderings to show how the property would look like in those assumptions.
4. Online visibility: virtual decorating is perfect for online marketing, as it allows buyers to explore not only the current state of a property before visiting it in person, but also its potential.

At HogarAbitat we are proud to be at the forefront of this revolution, using virtual decoration to maximize the value of your property and accelerate its sale. Our 3D visualization and decorating experts work to create compelling, realistic images that capture the imagination of buyers and help them see the full potential of your home. A picture is worth a thousand words!

Are you ready to accelerate the sale of your property with the help of virtual decoration? At HogarAbitat, we are ready to help you get the most out of this innovative tool. Contact us today and find out how we can help you sell your property faster and at a better price. It’s time to take a leap forward in selling your home! Request your FREE virtual decoration!

La entrada Accelerate the sale of your property with Virtual Decoration se publicó primero en El Blog de HogarAbitat.

1. Complete Evaluation and Market Analysis

We begin by conducting a complete evaluation of your property, to understand its unique characteristics and possible improvements that could increase its value. We also do a detailed market analysis, comparing your property with other similar properties recently sold in your area. This allows us to recommend the highest possible price that is both competitive and attractive to buyers.

2. Property Preparation

One of the most effective ways to get the maximum price for your home is to make sure it is presented in the best possible light. Our team will give you tips on how to prepare it for sale, including staging with simple and effective decorating tricks, making minor repairs and improving the overall appeal.

3. Effective Marketing Strategies

At HogarAbitat, we don’t just put up a “for sale” sign. We employ a wide range of marketing strategies to ensure that your property reaches as many potential buyers as possible. This includes everything from online listings and social media to newsletters and advertising campaigns.

4. Featured advertising in national and international real estate portals.

In the digital age, online visibility is crucial. We ensure that your property is highlighted in the main real estate portals, reaching a wide group of potential buyers. Your home will always be in the top positions of portals and search engines, giving your home a great advantage against the competition of other similar homes. Moreover, we do not limit ourselves to local buyers. Thanks to a team that speaks several languages, we have the ability to offer your property internationally, thus expanding the pool of potential clients interested.

5. Decoration, Plans and Virtual Tours

First impressions count, and virtual decorating is a powerful tool to ensure your property looks its best. This innovative technology shows buyers the potential of your home, increasing its appeal and therefore its value. In addition, floor plans and virtual tours are essential tools in today’s real estate market, as they allow interested buyers to explore your home at any time from the comfort of their home, providing a detailed viewing experience that can increase the appeal and your chances of selling exponentially!

6. Extensive Buyer Customer Database

Over the years, we have built an extensive database of people who trust us to find their new home. This means that when we work with you, we can put your home directly in front of people who are already actively looking for a property like yours, speeding up the selling process.

7. Effective negotiation and legal advice

When it comes time to negotiate with buyers, our team of experts is here to help you. We work hard to ensure that you get the best possible price for your property, and we guide you through the entire closing process, up to the signing at the notary’s office, helping and advising you with all the necessary legal paperwork.

At HogarAbitat, we work tirelessly to help you get the most for your home. Our comprehensive approach and attention to detail allow us to obtain the best results for you, our client. If you are thinking of selling, contact us today and find out how we can help you get the best price. Call and see for yourself!

La entrada How to get the maximum price for your house se publicó primero en El Blog de HogarAbitat.

1. Start saving

If you haven’t started saving for a down payment yet, now is the time to start. The more you can save, the easier it will be to get a mortgage and the more affordable your monthly payment will be.

2. Determines the budget

Before you start looking for houses, it is important to have a clear idea of your budget. Consider your income, current expenses and future goals to determine a reasonable price range. If you have any doubts, your bank or your trusted real estate agent can offer you free advice to guide you in this regard.

3. Beware of pre-loans

As we said, if you are going to need a mortgage, the bank will study your income to determine your ability to pay and what home you can afford to buy with that ability. If you have personal loans (car, credit cards, etc.) your ability to pay will be reduced. Avoid if possible applying for any type of personal loan if you have in mind to start looking for your new home.

4. Get pre-approved for a mortgage

A mortgage pre-approval can make your offer more attractive to sellers and give you a better idea of what you can afford. Contact several banks to compare conditions or ask your real estate agent for a study to start the process.

5. Do your research

Start researching the areas you would like to live in, the features you want in a home, and the approximate price range for that type of home in that particular area. This will help you refine your search, make more effective use of your time and have a realistic view.

6. Hire a Real Estate Agent

A real estate agent can be an invaluable aid in the process of finding your new home. A good professional will help you find homes that meet your criteria, negotiate offers and, above all, provide you with information, peace of mind and legal security throughout the entire process.

7. Be patient and keep an open mind

Finally, remember to be patient. Buying a home is an important step and can take time. You may not find the perfect home right away. Be constant and try to keep an open mind and introduce small changes (area, features, budget, etc.) as time goes by. It will prevent you from feeling frustrated and, more importantly, you will be able to discover opportunities that you had not even contemplated at the time.

We hope these tips will help you prepare to find your home in 2024. At HogarAbitat we are always here to help you every step of the way. We offer you totally free financial advice, an offer of more than 1,100 homes on our website and the guarantee that, if we do not have what you are looking for, we will find it for you. We are waiting for you to make your dream come true!

La entrada 7 tips for buying your home in 2024 se publicó primero en El Blog de HogarAbitat.

1. Deep cleaning

It may seem obvious, but the first essential step in preparing your home for sale is to perform a deep cleaning to avoid distractions from potential buyers. This includes cleaning windows, kitchen and bathroom surfaces, and any other areas that could use a little extra attention. A clean home is not only more attractive to prospective buyers, but it can also help highlight your home’s best features. Air fresheners will also contribute to reinforce that feeling of cleanliness and well-being.

2. Depersonalizes spaces

You want prospective buyers to be able to picture themselves living in your home, and that can be difficult if there are still family photos and personal items all over the place. Consider storing these items to help buyers visualize the space and feel “at home.”

3. Performs minor repairs

Small repairs can make a big difference. If there’s a squeaky door, a stain on the carpet or a lamp that doesn’t work, now is the time to fix it. These small details can be distractions to prospective buyers and can make your home seem less valuable than it really is.

4. Update the decoration

If your home has dated décor, it may be helpful to make some updates. You don’t need to do a complete renovation, but updating things like paint, curtains and accessories can give your home a fresh, modern look.

5. Improved Curb Appeal

Curb appeal, or “curb appeal,” is the first impression a prospective buyer will get before they even enter the home, and is vital when it comes to selling your home. Prospective buyers often decide whether or not they are interested within the first few seconds of viewing a home. If you are selling a villa or house, make sure that your garden is well maintained, the exterior paint is in good condition and, in all types of homes, that the entrance is welcoming and attractive.

6. Consultation with a Professional

Finally, it is always a good idea to consult with a real estate professional before putting your home on the market. At HogarAbitat we can give you specific advice on how to prepare your house for sale, help you determine the right price and advise you with a personalized marketing plan that will give your house a definite boost for sale. 2024 may be the perfect year to sell your home. With a little preparation and planning, you can make sure your home is ready to impress buyers and get the best possible price. Happy new year and happy selling!

La entrada How to prepare your home for sale in 2024 se publicó primero en El Blog de HogarAbitat.

1. You go on vacation, your home does not.

During your vacation, if you choose a real estate agency with a proven track record, you can be sure that your home will be in good hands. A real estate agent will manage the visits and keep your property in the best conditions for its sale. In addition, even if you provide a copy of the keys, if you wish, you can arrange for the agency to contact you before each visit.

More than 50% of buyers start looking for an apartment during their summer vacation.

Summer is a time of active search for homes by buyers, taking advantage of the summer vacations and the intensive working days in many sectors. Therefore, it is essential to have professionals who do not close their offices and can attend to potential clients who are looking for homes at this time of the year.

Less competition: many owners do not visit during these months.

During the summer, many homeowners decide to stop selling their home by going on vacation due to the mistaken belief that it is not a good time to sell. This means that there is less competition in the market and by keeping your home in an active sale, you can take advantage of this opportunity to achieve better results.

4. Offer your home to potential buyers.

It is obvious but, as a private individual, you will only be able to show your property to those who have inquired about it directly. On the other hand, a professional knows his client base and can offer your home to those buyers who are looking for properties similar to yours, especially if he has the keys to be able to make visits during extended hours. In this way, you increase your chances of selling.

5. High availability.

Obviously, all of the above is of no use if the real estate agency is going to close for vacations or if only one person is going to be left “on minimum services” to attend all the calls, make the visits, etc. In the summer, many real estate agencies do not close for the vacations and maintain a large enough staff to meet your needs and those of your clients, which means that your property will always be on the market.

6. Key custody service.

In addition to making viewings of your home and keeping you informed about potential buyers, some agencies also offer a key safekeeping service. In practice, it means that, if you wish, they can also arrange visits with other real estate agencies to increase the chances of a sale.

In HogarAbitat we are at your service throughout the summer, with a large staff, so that when you return from vacation, you find your house sold. Don’t miss out on sales opportunities. HogarAbitat continues working for you this summer so you can sell your home while you enjoy your vacations, get information without obligation!

La entrada How to sell your home in summer se publicó primero en El Blog de HogarAbitat.

1. Ventilate the house first thing in the morning and let air in at night.

Take advantage of the times when the temperature is lower to ventilate the house. Open windows early in the morning and leave them open during the night to allow fresh air to circulate.

2. Lower the blinds or shades.

During the hottest hours, close the doors and lower the blinds or shades to prevent direct sunlight from entering the house and keep the air inside the house cool.

3. Insulate windows

Make sure windows are well insulated to prevent heat from entering the house. Also, if you have blinds, make sure they fit properly to keep out direct sunlight. The curtains, better thick and of light colors, preferably white. Awnings that protect walls and windows from the sun’s strongest rays can be a great investment.

4. Surround yourself with plants

Plants help to freshen the environment and also purify the air. Add some plants to your home to reduce the temperature and improve air quality. If you also humidify the leaves with a vaporizer, you will notice how they contribute to freshen the atmosphere. If you have a patio or terrace, water it as soon as the sun begins to set.

5. Use fans

Fans are a good option to cool the environment without increasing energy consumption. Place one in the room where you are and let it run for a while. A little trick that will surprise you is to fill a wide container with ice and put it in front of the blades: the air will be much cooler. If it is a ceiling fan, make sure that the direction of rotation is to draw the warm air upward. And if you are still not convinced by the fans and opt for air conditioning, don’t forget to clean the filters!

6. Avoid turning on lights

Light bulbs emit heat, so it is advisable to avoid turning them on whenever possible. If possible, opt for LED lighting. It is the same with most electrical appliances, they are a source of heat that you should avoid.

7. Change the sheets

Change the sheets and pillowcases for fresh fabrics, such as cotton or linen, to sleep cooler at night.

8. Take advantage of heat extractors

Heat extractors are a good option to reduce the temperature in the kitchen or bathroom. Turn them on while cooking or showering to prevent heat from building up in the room.

9. Avoid using the oven

The oven emits a lot of heat and can increase the temperature in the house. During the summer, avoid using it and opt for cool, light meals and alternatives that generate less heat, such as air fryers.

10. Hydrate

Staying hydrated is key to coping with the heat. Drink plenty of water and make sure you have cool, refreshing drinks, preferably non-alcoholic. Typical fruits of this time of the year, such as melon or watermelon, are another great alternative to combat the heat.

We hope these tips will help you keep your home cool during the summer. And if you choose to change of scenery, remember that in HogarAbitat we have a wide offer for you and free valuation of your home! Do not hesitate to contact us for more information. Always welcome to HogarAbitat!

La entrada Tips to keep the house cool in summer se publicó primero en El Blog de HogarAbitat.

What are the advantages for the homeowner who wants to sell his home? With this technique, the properties gain visibility, add value and can speed up the sale terms. With a virtual decoration the house does not only show “what it is”, but also “what it could become”, reaching a much larger number of potential buyers who would otherwise discard this same house directly.

Advantages of virtual decoration

• Carrying out reforms in the spaces before carrying them out in reality.
• Thanks to this tool, buyers can see how spaces would look with different layouts and decorating styles.
• The composition of spaces and furniture is also an advantage of virtual decoration. Many people do not have the facility to imagine a furnished space, to make a “mental composition” of how it would look. With a virtual decoration rendering, they are shown the final result, without the need to imagine it.
• Another advantage of virtual decorating is the variety of decorating styles that can be tried before making a decision. From rustic to minimalist, colonial, vintage, industrial… The client can choose the style that best suits his home and preferences.
• Finally, virtual decoration, if accompanied by a virtual tour (we will talk about 3D virtual tours in future articles), makes it possible to show the layout in a more visual and attractive way. Buyers can visualize the spaces in 3D and virtually walk through every room in the home, giving them a clearer idea of the size and layout of the space.

In short, virtual decoration opens up a whole world of opportunities both for real estate agencies and homeowners who want to sell their house and for those who are looking for their new home. In HogarAbitat we offer the virtual decoration service as a useful and effective tool to help homeowners to sell their homes and buyers to visualize their future home. If you are selling a property, we encourage you to try virtual decoration and discover all its advantages. Consult us without obligation and be amazed at what we can do for you and your home!

Always welcome to HogarAbitat!

La entrada Give life to your home to sell it better! Discover the advantages of virtual decoration. se publicó primero en El Blog de HogarAbitat.

Beyond clichés, who has never said that big cities are “cold and impersonal”, that “nobody knows anybody”? The idea of the “15-minute city” is to overcome the hustle and bustle and loneliness of modern life, to break the anonymity between neighbors, recovering the idea of “neighborhood”, and to create more accessible and sustainable cities, with nearby services. It is also an answer to the problems of traffic, stress and lack of connectivity faced by many people living in large, congested cities. It is also intended to be a solution to reduce the time and distance between the places where we live, work and carry out our daily activities. This would not only save us time and money, but also allow us to have access to a greater number of services and opportunities in our own neighborhood or city.

The theory originated in Paris, where its mayor, Anne Hidalgo, proposed the idea as part of her election platform in 2014. Since then, it has gained popularity around the world, and many cities are adopting the idea and working to implement it through urban policies and planning programs. Implementing the “15-minute city” can have numerous benefits, such as reducing the time and cost of transportation, improving the health and well-being of city dwellers, and reducing pollution and carbon footprint. In addition, the initiative fosters the creation of closer-knit communities, where neighbors can interact and collaborate more easily. As a result of this collaboration, projects such as community urban gardens are born and even apps related to this idea are developed, such as peerby, which facilitate the loan of objects between neighbors.

In conclusion, the “15-minute city” is an exciting idea that has the potential to transform our cities into more accessible, sustainable and united places. Only time will tell whether this beautiful idea comes to fruition or remains a mere declaration of intent. What do you think? Would you like to live in a more united, interconnected neighborhood? Or do you prefer the “anonymity of the big city”?

At HogarAbitatWe are committed to helping our clients find homes that suit their needs and preferences, we are aware of the importance of finding a home in an ideal location that allows you to access everything you need in just a few minutes, because your home is much more than just a roof over your head, we know that your house is your home Always welcome to HogarAbitat!

La entrada What is the 15-minute city? Keys to an enriching urban experience se publicó primero en El Blog de HogarAbitat.